Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Hero Image
Novo Naselje bb
Milovići | Tivat Municipality

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Luštica Bay
Luštica Bay
Presented At
€859,000
Bedrooms
2
Bathrooms
2
Living
1,141
SQFT
Air Conditioning
Walk In Closet
Terrace
Parking
Pool
Golf View
Sea View
Hilltop
Privacy
Panoramic / Scenic View
Modern
Investment Property
New Builds
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 1
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 2
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 3
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 4
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 5
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 6
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 7
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 8
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 9
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 10
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 11
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 12
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 13
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 14
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 15
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Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. , Milovići , Tivat Municipality

Luštica Bay, The Peaks Apartment

Perched above the Adriatic, in the heart of Montenegro’s first golf-side community The Peaks, this apartment offers a life shaped by elegance, light, and calm. This two-bedroom apartment is more than just a home – it is a refined retreat in Luštica Bay’s most elevated address. With 87.55 m² of carefully composed interiors and an 18.13 m² terrace that captures long views over the greens and sea, the apartment invites a sense of quiet sophistication. An open-plan kitchen, dining, and living area connects seamlessly to the outdoors, where shaded moments and panoramic views create the perfect setting for both morning rituals and evening gatherings. The interiors are finished with natural materials and timeless details – porcelain tiles in stone and terrazzo tones, custom cabinetry, and a kitchen fitted with Miele appliances. Optional upgrades offer further personalisation, from parquet floors to bespoke wardrobes and premium bathroom fittings. Each of the two bedrooms offers comfort and privacy, with the master suite including a sleek ensuite bathroom. Wrapped in light and softened by neutral tones, these spaces are crafted for rest, simplicity, and wellbeing. Residents of The Peaks apartment enjoy access to the neighbourhood pool, landscaped 'guvno' area, and convenient parking nearby. Beyond the apartment, The Peaks offers a community defined by nature, architectural integrity, and refined amenities – from the future Clubhouse and golf facilities to the cultural rhythm of Luštica Bay below. This is a home made for effortless living, where every detail speaks quietly of quality and every day holds the promise of something beautiful.

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3D Street View Tour

Map showing Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro.

Property Location

Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro., Milovići Tivat Municipality

Local Weather & Climate

Milovići, Tivat Municipality

Current Conditions Updated recently
46 °F
Heavy intensity drizzle
Feels Like 46°F
Humidity 100%
Wind 0 mph
Visibility 5.6 mi
Sunrise 6:01 AM
Sunset 3:55 PM
5-Day Forecast
Fri 30 Jan
Rain
High 52°
Low 46°
Sat 31 Jan
Rain
High 53°
Low 48°
Sun 1 Feb
Clouds
High 53°
Low 46°
Mon 2 Feb
Clouds
High 47°
Low 44°
Tue 3 Feb
Clouds
High 52°
Low 45°
Annual Climate Based on last 12 months
58° Avg Low
Jan
69° Avg High
Aug
154 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
81.2" Annual Rainfall
Wet climate
Monthly Temperatures
Jan
53°
43°
Feb
55°
46°
Mar
59°
47°
Apr
66°
53°
May
71°
59°
Jun
83°
70°
Jul
86°
73°
Aug
90°
78°
Sep
81°
68°
Oct
69°
57°
Nov
60°
51°
Dec
58°
46°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Milovići?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Milovići. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $85,900,000 20% down ($17,180,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$7,381
$7,381/day
Your home may appreciate while you sleep
$51,812/week $224,517/mo $2,694,199/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$47.3M
vs
OWN 📈 +$67.0M
$67.0M Potential Equity
vs $47.3M lost to rent over 10 years
$17.2M Down Payment Growth
3.9x
10yr
$67.0M
8.1x
20yr
$138.8M
12.6x
30yr
$216.9M
Wealth Comparison
×517
Equivalent to 517 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $216.9M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $101.2M +18%
Market $117.0M +36%
Optimistic $135.0M +57%
$67.0M est. equity
20 Years
Conservative $119.1M +39%
Market $159.3M +85%
Optimistic $212.1M +147%
$138.8M est. equity
30 Years
Conservative $140.3M +63%
Market $216.9M +153%
Optimistic $333.4M +288%
$216.9M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro features 2 bedrooms with 1,141 square feet of living space.
This property offers 1,141 square feet of living space.
This property is listed at $85,900,000, which equals $75285 per square foot.
Based on current market indicators, Milovići shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Milovići features a pleasant climate. Average temperatures range from 58°F in winter to 69°F in summer. The area receives approximately 81.2 inches of precipitation annually. There are about 154 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.
Milovići tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a apartment located in Milovići, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Luštica Bay

Luštica Bay

Luštica Bay

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